After 43 years as an Alaska lawyer, and filing hundreds of bankruptcy cases, this attorney never has had any client indicate regret for having filed a bankruptcy. In fact, the former clients typically are much better off, and have improved credit, for having filed. Think about it. A person can only file for bankruptcy discharge of debt once every eight years. This means that the former debtor usually is a much better credit risk after filing bankruptcy than before. This means that a debtor’s credit actually can be improved by bankruptcy. However, most clients have learned to avoid future debt as much as possible.
Former clients frequently contact this office after only two or three years and request that copies of their bankruptcy documents be sent to mortgage lenders because they already are buying new homes. The only voices normally complaining about bankruptcies are the uninformed and the monied elites who lose their right to further harass their victims.